Terms of Service

These Terms of Service of 0XLUMOS LABS PTE.LTD. (“ToS”) constitute a legally binding agreement between you ("User") and MAAT regarding your access to and use of the MAAT decentralized application (dApp) and related services ("Our Services"). By accessing or using the MAAT platform, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree to all of the provisions set forth in these ToS, you must discontinue the use of the platform and cease all interactions with Our Services immediately.

1. Eligibility and User Representation

By using MAAT, you confirm that:

• You are at least 18 years old.

• You have the legal capacity to enter into this agreement and using Our Services will not violate any applicable laws or agreements.

If you represent a legal entity, you further confirm that:

• The entity is duly organized and validly operating under its jurisdiction.

• You are authorized to bind the entity to these terms.

2. Risk Disclosure

Using the MAAT platform involves significant risks, including:

• Smart Contract Risks: While our smart contracts have been tested, unforeseen vulnerabilities may still exist. We are not responsible for any losses or damages resulting from these vulnerabilities.

• Volatility: Cryptocurrencies are volatile, and users may experience losses, including the complete loss of assets.

• Protocol Risks: MAAT interacts with third-party DeFi protocols. We cannot guarantee their security or performance.

• No Financial Advice: MAAT does not provide financial, legal, or tax advice. You are solely responsible for conducting your own research and assessing the risks before interacting with the platform.

Nothing on the platform constitutes an investment recommendation or financial endorsement. You should consult your own advisors regarding the risks and legal obligations associated with the use of cryptocurrencies.

3. Usage Risks

By interacting with the MAAT platform, you acknowledge the experimental and high-risk nature of decentralized finance (DeFi). The platform relies on third-party protocols, and these dependencies introduce risks that may result in the total loss of user funds.

Yield estimates (e.g., APY) are projections based on available data and assumptions. These estimates are not guaranteed and may fluctuate due to market conditions, protocol performance, or third-party actions.

4. Privacy and Data Collection

MAAT does not collect personal information. We only collect public wallet addresses used to interact with the platform, which are necessary to ensure the functionality and security of Our Services. Your wallet address and any interactions made on the platform are publicly available on the blockchain.

5. Compliance with Local Laws

It is your responsibility to ensure that your use of MAAT complies with local laws. We make no representations that the services offered by MAAT are appropriate for use in all jurisdictions. You are solely responsible for ensuring that using the platform is lawful in your location.

6. Modifications and Updates

We reserve the right to amend or update these ToS at any time. All updates will take effect immediately upon posting on the Website or dApp. Your continued use of the platform after any changes indicates your acceptance of the updated terms. We encourage users to check this page for updates periodically.

7. No Warranties

The MAAT platform is provided on an "as is" and "as available" basis. We make no guarantees regarding the availability, functionality, or security of the platform. We disclaim any responsibility for disruptions, errors, or issues in the service.

8. Third-Party Services

MAAT interacts with third-party services and protocols, including external yield-generating strategies. We do not control these third parties, and any interactions with them are subject to their respective terms and conditions. We are not responsible for any losses or damages resulting from your interactions with third-party services.

9. Limitation of Liability

Under no circumstances shall MAAT, its affiliates, or developers be held liable for any damages, losses, or liabilities resulting from your use of the MAAT dApp or its associated services. This includes direct, indirect, incidental, or consequential damages. You assume full responsibility for all the risks related to the use of the platform.

10. Termination of Service

We reserve the right to suspend or terminate access to the platform at any time, for any reason, including violations of these ToS. Any such termination may occur without prior notice.

11. Contact us

You may contact us with questions about your use of Our Services at [e-mail] by 0XLUMOS LABS PTE.LTD.